Auto Insurance in New Jersey

The average auto insurance premium for residents in New Jersey was $1,365 in 2003; the national average was $914. Some people think the state and insurance companies fix the rates, so they never shop around for better rates. Insurance companies segment their rates differently so everyone's rate will be different with each company. You have to shop around to see if you are saving money. CarInsurance.com helps you find the competitive rates and discounted prices available in New Jersey, so average New Jerseyites can get a better-than-average low rate on their auto insurance.

2007 had the first decrease in rates since 1999. 2007 had a .5% to 1% decrease in car insurance rates from 2006. In 2008, rates are expected to slowly rise again! Sites like CarInsurance.com recognize that the only way to save is to shop. We bring competition directly to the consumer and lower your costs through technology!

Visit the U.S. Car Insurance Requirements page to see how New Jersey state laws compare to other states.
Rates also change over the years and especially in a state like New Jersey, if you are not careful you could end up paying too much for your auto insurance. Looking back, the average auto insurance premium in 2000 was about $1,146; it increased 19.11% in just 3 years! Since then rates have fluctuated. Don't waste your money paying high insurance premiums.